Rewire your finances for a clear, confident retirement.
Structured, advice‑only retirement planning to help you understand where you stand today, what retirement could look like, and the steps between the two.
Whether you’re still working, approaching retirement, or already retired, Rewire Planning helps you make informed decisions with greater confidence and clarity.
No cost. No obligation. Just a brief conversation to see whether Rewire Planning is the right fit for your situation.
Rewire Planning was created
to address your questions
With a clear process, detailed analysis and understandable recommendations, without product sales or commission based incentives. Our approach is structured, patient and practical. Each step of the programme is designed to help you clearly understand where you stand today, see your options and trade‑offs more sharply, and move forward with greater confidence in your decisions and the actions that follow.
Clarity on your retirement in four steps.
Fixed fee. Plain language.
Plan • Forecast • Organise
Plan Retirement
Define the retirement you want, review your current position, and set out a roadmap that connects today’s finances with your future lifestyle and goals.
Forecast Cashflow
Model your income, spending and savings over time so you can see how long your money may last, and how different decisions could change that picture.
Organise Legacy
Align your finances with your estate, succession and charitable intentions, and ensure key documents are organised and accessible.
Why Rewire Planning?
Four step process with a clear outcome at every stage
Fixed fee, pay as you go pricing
Plain language guidance
Retirement, cashflow and legacy planning sorted
Practical recommendations rather than lengthy reports
Personalised planning built around your goals
Retirement planning for people who value clarity and structure.
Rewire Planning works with individuals and couples across New Zealand, typically in their 40s to 70s, who want a well‑explained, methodical approach to retirement.
Many clients are professionals, business owners or households with multiple assets and responsibilities.
They want to:
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02.
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The aim is to reduce uncertainty and give you a plan you can explain to the people who matter to you.
Our Services
Retirement planning is about more than numbers.
It’s about understanding whether your finances can support the future you want and having confidence in the decisions you make along the way.
Retirement Planning &
Savings Gap Analysis
Understand whether you’re on track for retirement and identify any gap between your current position and future goals.
Investment & Retirement
Spending Strategy
Build a sustainable approach to investing and spending throughout retirement.
Cashflow Forecasting
See how your income, spending and savings may evolve over time.
Estate &
Succession Planning
Align your financial plan with your family, estate and succession intentions.
Charitable
Gift Planning
Incorporate meaningful giving into your long term plans.
Electronic
Document Organisation
Keep important financial and estate documents organised and accessible.
Real Stories.
Real Outcomes.
See how our clients have gained clarity,
confidence, and a roadmap for the future.
Meet Ellie Pickford
Retirement planning is personal.
That’s why Rewire Planning is built around genuine conversations, practical advice and a clear process designed to help you make informed decisions about your future.
Rewire Planning was founded by financial adviser Ellie Pickford (Bachelor of Finance; Level 5 Certificate in Financial Services; Graduate Diploma in Personal Financial Planning), with nine years’ experience in financial services.
Because retirement
deserves to be celebrated
Completing the Rewire Planning retirement process requires time, honesty and commitment. We recognise that.
Clients who complete the full process are automatically entered into the Retirement Party Draw.
Each quarter, one eligible client receives up to $500 towards a retirement celebration – for example, a family lunch, dinner with friends or another event that marks the occasion.
It’s a simple way to acknowledge an important milestone and the work you have done to prepare for it. Full terms and conditions are available on request.
Let's see if we're the right fit.
If you’d like to discuss your situation or ask a question, we’re happy to help.
Book a Discovery Call
A short, no‑obligation Discovery Call helps both sides decide whether the process is right for you. By the end of the call, you will understand:
01.
How the four‑meeting process works
02.
What you can expect to receive
03.
Fees and how Rewire Planning is remunerated
Get In Touch
When booking your call, you’ll have the opportunity to share a few details about your situation so we can make the most of our conversation.